The Wealth Builder range — best-of-breed, in one investment
We customise investment approaches to fit your risk preference and goals, from low-risk income to high-growth strategies that leverage local and global growth assets for maximum returns.
Asset allocation — the only free lunch in investing
The strategic mix of local and offshore growth assets with defensive assets defines the risk and return of every portfolio — getting that balance right is how we optimise returns while carefully managing risk. Every Wealth Builder fund is built from the same three building blocks:
Growth assets (local)
Local equities and high-growth investments aimed at capturing local economic growth — higher risk, higher potential return.
Growth assets (offshore)
International equities, global property and overseas markets — diverse cycles and industries, with currency and geopolitical considerations.
Defensive assets
Bonds, treasuries and money-market funds focused on preserving capital and providing steady income with low volatility.
The TRG Wealth Builder Range
One philosophy, dialled across every risk appetite. Choose a fund to see its mix — and its reward.
assets
- Growth · Local 50%
- Growth · Offshore 20%
- Defensive 30%
Compare all funds
| Fund | Growth assets | Local | Offshore | Defensive | Return p.a. | Since | Fact sheet |
|---|---|---|---|---|---|---|---|
| Income | 10% | 7% | 3% | 90% | 8.05% | Jan 2019 | MDD (PDF) |
| Stable | 30% | 20% | 10% | 70% | 9.21% | Jan 2019 | MDD (PDF) |
| Moderate | 50% | 35% | 15% | 50% | 10.14% | Jan 2019 | MDD (PDF) |
| Balanced | 70% | 50% | 20% | 30% | 11.18% | Jan 2019 | MDD (PDF) |
| Flexible | 90% | 65% | 25% | 10% | 12.15% | Jan 2019 | MDD (PDF) |
| Global Flexible | 100% | 0% | 100% | 0% | 10.10% | Sep 2021 | MDD (PDF) |
Annualised returns since each fund’s inception, in rand and net of fees, to 30 September 2026. R1m invested at inception; the bank line shows the same R1m left as money in the bank (R1.60m). Source: Morningstar. Past investment performance is not necessarily indicative of future performance. The value of investments may go down as well as up. Minimum Disclosure Documents are updated quarterly; funds administered by Prescient Fund Services.
Growth you need, risk you can live with
Choosing the right fund isn’t guesswork. Your adviser takes you through a structured risk-profiling process, built on our proprietary models, to find your sweet spot — the point where your portfolio pursues the growth you need while carrying only the risk you can comfortably hold. It’s how our clients stay invested through every market cycle, and sleep soundly along the way.
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